What the Chandrayaan 3 Moon Landing means for India?
“We took a pledge on earth & we fulfilled it on the moon. This moment is the triumph of New
August 31, 2023
Are you Ready to Grow 100 X
I recently wrote a blog on the ‘Pygmalion Effect’ (https://sandeepsahni.com/the-pygmalion-effect-2/ ) which essentially talks about Expectations, and how they are
July 29, 2023
What my Mom Taught me about money….
My mother is a Financial Superwoman! All mothers are financial superwoman, aren’t they? Mother, they say is the first teacher.
May 5, 2023
22 Best Videos I watched in 2022
Our brains process visuals almost 60,000 times faster than text. That’s why our brains love watching video. Not only do
December 31, 2022
22 Best Articles/Blogs I Read in 2022
The only medicine for anti-ageing is lifelong learning. Charlie Munger once said, “I constantly see people rise in life who
December 29, 2022
22 Books I Read in 2022
“There is no friend as loyal as a book.” ~Ernst Hemingway How many books does Warren Buffett read a day?
December 26, 2022
12 Financial Resolutions for the New Year
Every year, the week between Christmas and New Years Day has a strange duality about it. Year endings are
December 6, 2022
S.M.A.R.T Financial Goals for the New Year!
As the year comes to an end and we sit on the cusp of a new year, it is once
December 5, 2022
Have you Planned for your Child’s Education – Their Bright Future?
Children are parents’ treasure and their most precious gift. “The Joys of parents are secret; and so are their grief
November 14, 2022
Diwali: A Celebration of Wealth, Prosperity, and Triumph
Yeh Diwali ‘Samajhdari’ Wali! Diwali is a festival of joy, and we all tend to get carried away with celebrations.
October 20, 2022
Akshaya Tritiya
In Sanskrit, the word akshaya (अक्षय्य) means “never decreasing” in the sense of “prosperity, hope, joy, success”, while tritiya means
May 3, 2022
Are we Heading for a recession?
This has been the most debated topic across media of late and especially amongst the investment community. The ingredients are
April 5, 2022
Investing Lessons from the Festival of Holi!
Mark Twain, “A year has 365 days, but India has 366 Festivals” Every celebration centers around the rituals of prayer, seeking
March 17, 2022
‘Don’t Shine The Turd’
Some years ago, when we were just starting our wealth management firm, ‘Sahayak Associates’, we approached a HNI investor we
February 21, 2022
Market Predictions for 2022
Warren Buffet made this profound statement many years ago, “A prediction about the direction of the stock market, tells you
January 12, 2022
22 Blogs Every Finance Professional / Investor must Read in 2022
As a finance professional, handling and managing the hard-earned money and the dreams of investors, also brings with it an
January 8, 2022
21 Best Articles/Blogs I Read in 2021
“Asato Maa Sad Gamaya, TamasoMaa,JyotirGamaya, Mritor Maa, AmritamGamaya, Aum Shanti Shanti, Shanti!” ~Rig Veda. (God, please lead me (by giving
December 30, 2021
21 Books I Read in 2021
“The man who does not read good books has no advantage over the man who can’t read them.” ~ Mark
December 28, 2021
Money Lessons from Lord Krishna
The sublime mix of the magical and mundane is what makes Krishna, the most intensely human of all Vishnu Avatars,
August 30, 2021
Money Lessons from the Mahatma
‘Mahatma Gandhi’ and ‘finance’ or ‘ Investment’ in the same sentence somehow don’t jell. Gandhiji was the epitome of non-materialistic
October 1, 2020
Money Lessons from Lord Krishna
The sublime mix of the magical and mundane is what makes Krishna, the most intensely human of all Vishnu Avatars,
August 11, 2020
“The Reliance Economy”
Let’s talk about Reliance and the company’s first-ever online-only Annual General Meeting (AGM) held on 15th July and how Reliance
July 16, 2020
The Irrational Exuberance of Markets in Q1
The markets crashed by 40% on 23rd March, when India had 600 Covid case, no Covid death and a lockdown
July 15, 2020
Cigar Butt Investing ?
The street is abuzz with success stories of investors and speculators who have doubled or tripled their money in select
July 9, 2020
Money Lessons I learned from Dad
In my college days whenever I confessed to my Dad over the phone of my latest blunder, invariably there was
June 20, 2020
Where Are You Investing?
Good morning everybody, we hope you and your family are safe, taking care and staying at home. This period has
April 19, 2020
The blackest of Black Swan – Covid 19?
Black Swan….An event or occurrence that deviates beyond what is normally expected of a situation and that would be extremely difficult to
March 25, 2020
Positive Things to Do during The COVID-19 Crisis..
In a 1959 speech, American President John F. Kennedy famously said: “When written in Chinese, the word ‘crisis’ is composed
March 22, 2020
Women and Money….
Women have always been sensible savers, careful spenders and prudent managers of money. The lady of the house has always
March 7, 2020
Money talk on Valentine’s day….
“I don’t care too much about money, because money can’t buy me love…” I know what you’re thinking: Who talks
February 13, 2020
Budget 2020 and After….
“Investors will go through the budget document and the Budget speech with a fine-tooth comb, looking for indications on how
February 4, 2020
The Importance of the Union Budget 2020?
In accordance with the Constitution of India’s Article 112, it is necessary to present a budget before the House of
January 30, 2020
The lost decade….
The teens were supposed to belong to the emerging markets and BRICS, especially to India. The sixties and seventies of
January 21, 2020
Financial lessons from Makar Sankranti !!
“Pher aa gayi Bhangre d vari Lohri manaun di karo taiyari, Agg de kol saare aao. Sundariye Mundariya jor naal
January 13, 2020
2019 – The Year that was
As we approach the end of the year and the dawn of the New Year, the number crunching starts. Specifically, as
January 10, 2020
My Ten Rules for 2020
Isn’t The Dawn of a new Year a Wonderful Blessing, Doesn’t it stand for Hope, giving us another start of
January 5, 2020
Economy at a low; Markets at a high?
The two most relevant and frequent questions that we face today from investors are: Why is the market touching new
December 23, 2019
Wealth Lessons from Guru Nanak Dev Ji
Five centuries after the passing of Guru Nanak Dev Ji, his words still resonate with his followers. As in all
November 11, 2019
Prospects of Samvat 2076
We all love forecasts and making guesses. An end of a period and the start of the new Year is
November 9, 2019
“October Effect” – Fact or Fantasy..
The stock markets have its own superstitions, sayings and lunacies.Some of them are connected with certain months, some with dates
October 16, 2019
What is Contrarian Investing?
In the plains of the African national parks an event gets played out on a daily basis. The moment an
October 9, 2019
Conquer your financial sins this Dussehra!
The festival of Vijay Dashami, or Dussehra, symbolises the victory of good over evil. There are four yugas widely accepted
October 7, 2019
Money Lessons from the Mahatma
‘Mahatma Gandhi’ and ‘finance’ or ‘ Investment’ in the same sentence somehow don’t jell. Gandhiji was the epitome of non-materialistic
October 1, 2019
It’s the economy, stupid !
“It’s the economy, stupid” is a slight variation of the phrase “The economy, stupid”, which James Carville coined for Bill Clinton’s successful
September 15, 2019
$ 5 Trillion Maths
From the Ramparts of the Red Fort, Prime Minister Narendra Modi declared on the 15th August: “The goal to make
August 31, 2019
Money Lessons from Lord Krishna!
The sublime mix of the magical and mundane is what makes Krishna, the most intensely human of all Vishnu Avatars,
August 23, 2019
Why is Market Sentiment so poor..??
Of late, despite a record mandate for the ruling government, relatively benign macros, low oil prices, reasonably good monsoon, falling
August 21, 2019
Equity Investment is all about…
An equity investment is money that is invested in a company by purchasing shares of that company. Equity investment in business
August 1, 2019
What To do in the Equity market now?
In recent times, if the sea of red on your portfolio statement is prompting you to lose faith in equity
July 26, 2019
The Abilene Paradox in the Investment World
Do you often feel that you are heading in a direction you may not want to, but you still head
July 21, 2019
The Curse Of Overconfidence in Investing!
I remember an old saying from my college days, “Confidence is I can Kiss My Girl Friend” But believing that,
July 19, 2019
Gurupurnima – Respect your Financial Advisor
“Guru and God both appear before me. To whom should I prostrate? I bow before Guru who introduced God to
July 16, 2019
The Importance of the Union Budget?
In accordance to the Constitution of India’s Article 112, it is necessary to present a budget before the House of
July 2, 2019
Be a “Dumb” Investor
Everyone we meet wants to be a “Smart investor.” Who are these “Smart Investors?” They are generally well read and
June 25, 2019
Are we facing a Recession – 2019?
Recession – The Dreaded R word. Various Dictionaries Describe recession as a period of temporary economic decline during which trade
June 22, 2019
Will the Sensex Double under NAMO 2.0 ?
Phir ek baar Modi Sarkar ! The Sensex welcomed the Election mandate and has hit 40,000 in a bout of euphoria –
June 5, 2019
Cricket & Investing !
Now that NAMO 2.0 is well entrenched and the Election 2019 Frenzy has got over, India is going to pursue
May 29, 2019
Sensex @ 40000 and beyond..
The BSE Sensex, The benchmark index, made new highs on the 2019 results day and scaled the hallowed 40000 Mark,
May 25, 2019
Economic Agenda for the Next Government
Today, I too voted, exercising my constitutional and fundamental right to pick a party and a candidate of my choice.
May 18, 2019
Chronological Lottery
The history of mankind might have been very boring if it was not for great men and women seizing the
May 9, 2019
Investment on AkshayTritiya
AkshayaTritiya is celebrated on the third day of the bright fortnight in the month of Vaishakha.Aksaya (Sanskrit) means inexhaustible, that
May 7, 2019
Elections 2019 & beyond….
The outcome of the general election has for long been touted as a key trigger for markets in the first
May 1, 2019
Are You Taking Enough Risks?
“The biggest risk is not taking any risk.” Profound words indeed! You need to look in the mirror and answer,
April 25, 2019
Market Forecast….Kaisi Lagti hai market?
Kaisi Lagti hai market? The most asked question wherever we go and whenever we meet clients, Probably the most asked Question
April 19, 2019
Getting Rich vs Staying Rich
Learning how to make millions is one thing, but mastering the art of keeping that fortune intact is a different
April 16, 2019
Leverage – A secret to wealth creation – Bane or Boon?
Using “other peoples’ money” sounds like a great way to make a fortune. Borrow some money, make a fortune, pay
April 13, 2019
What is Wealth?
There is an old saying, “Some people are so poor, all they have is money.” Would you rather be “rich”
March 31, 2019
Financial Tasks you must complete before 31st March – The end of the Financial year
In the last week of December, I had posted a Blog on the Financial resolutions for the New Year 2019.
March 27, 2019
The magic of Compounding – The secret to Wealth Creation
If You have $ 1 Million and you compound it @ 36%; in 60 years, you will own the World,
March 24, 2019
Financial Lessons from Holi !
Mark Twain, “A year has 365 days but India has 366 Festivals” Every celebration centers around the rituals of prayer,
March 20, 2019
Passive Income – The secret to Wealth Creation
Who wouldn’t like to have, no money worries, to be on a cruise, tasting the malts and Sangrias, while pursuing
March 16, 2019
Mutual Funds – The real advantage
The mutual fund was born from a financial crisis that staggered Europe in the early 1770s. The British East India
March 10, 2019
Financial Planning For Women
Marrying a man is not a financial plan. While we celebrate women’s achievements on International Women’s Day, it is a
March 8, 2019
Investment Lessons from Mythology!
Money and God seem poles apart, but are they? “In God, We Trust” is the official motto of the United
March 2, 2019
Money is a means, not an end!
I can recollect hundreds of people who have amassed a lot of wealth and still are not able to enjoy
February 24, 2019
Wars, Terror and the Stock Markets ?
There is an old stock market proverb, which advises “buying to the roar of cannons and selling to the sound
February 21, 2019
The Benefits of Diversification
Think of the old proverb; “Don’t put all your eggs in one basket.” In other words, don’t put your hopes,
February 8, 2019
Saving vs Investment, Choose wisely….
The demonitasion in 2016 led to many an embarrassing moments in many households. Since time immemorial, the lady of the
February 4, 2019
When should you buy a house?
Aaj mere paas paisa hai, bangla hai, gaadi hai, naukar hai, bank balance hai, aur tumhare paas kya hai? asks Amitabh
January 27, 2019
How to handle a Windfall ?
Figuring out how to manage a windfall sounds like the kind of problem we’d all like to have. Sadly, though,
January 25, 2019
Elections and the Stock Market
Are you worried about the impact of the General Elections on your Portfolio? As the country moves into the Election
January 18, 2019
Stock Market Outlook and Trends – 2019
As we approach the end of the year and the dawn of the New Year, the number crunching starts. Specifically, as
January 14, 2019
Financial lessons from Makar Sankranti !
Mark Twain said, “A year has 365 days but India has 366 Festivals” The concept of Universal Brotherhood encompasses all
January 13, 2019
Have you done your Tax Planning for 2018-19?
With just a couple of months left for the financial year to end, and as the deadline for submitting the
January 11, 2019
How to construct a Dream Stock Portfolio ?
All Investors want to have a dream portfolio and want to invest in Multi Baggers. They feel equity investments will
January 5, 2019
Successful Investing for 2019
What is success? Paulo Coelho famously said, “ Success is going to bed each night with your soul at peace.”
December 30, 2018
Financial Resolution for the New Year, 2019
Every year, the week between Christmas & New Years Day has a strange duality about it. Year endings are about
December 28, 2018
Price Earnings (PE) Ratio : Mysteries explained
The market is more expensive today than it was a year ago. Does a move in NIFTY from 10000 to
December 15, 2018
The Start of my journey as a Wealth Advisor
My journey as an IFA (Independent Financial Advisor) started only a couple of years back. After dabbling with the stock
December 15, 2018
Is Money Really Important?
“Wealth is not about having a lot of money, but having a lot of options.” “Money does not buy happiness.”How
December 7, 2018
Common excuses for not investing!
“Mutual Fund Sahi Hai” campaign has ensured increased awareness of mutual funds as an investment option and also highlighted the
December 2, 2018
FIRE – Financial Independence, Retire Early
The FIRE community is a group of individuals who want to retire early, to achieve financial freedom and follow a
November 25, 2018
Wealth Lessons from Guru Nanak Dev Ji
Five centuries after the passing of Guru Nanak Dev Ji, his words still resonate with his followers. As in all
November 22, 2018
Are you Financially ready for your retirement?
You have spent 30 years working. To really enjoy the next experience, you now need to plan for 30 years
November 17, 2018
Investment in stocks or mutual funds?
Any study of different Asset Classes as an investment option, clearly shows that, in terms of returns, Equity beats all
November 11, 2018
Wealth Lessons from Diwali !
Diwali: A Celebration of Wealth, Prosperity, and Triumph Many interesting rituals and traditions have been attached to the celebrations of
November 6, 2018
When will this market correction end?
Every investor you meet nowadays has only one question, When will this market correction end? When the market was
November 3, 2018
Do You Need An Investment Advisor (GURU)?
I remember when I wanted to learn to drive a car, I thought I knew all about driving because I
October 26, 2018
Good Financial Advice?
Exercise regularly, go for a walk daily, don’t eat fried food, no junk, no colas, less of sweets, no smoking,
October 21, 2018
Investing Lessons from Dusshera
The festival of Vijay Dashami, or Dussehra, symbolises the victory of good over evil. There are four yugas widely
October 17, 2018
